Our activities

Northern, Eastern and Central Europe

Munich Health has identified significant growth potential in Eastern Europe – and we have plans to fully realise the opportunities that arise.

Our reinsurance activities

With more than 20 years of experience in the regions, Munich Health is in an excellent position to provide its partners in Northern, Eastern and Central Europe with targeted reinsurance solutions tailored to the markets and client needs. These range from classic proportional and non-proportional reinsurance and underwriting services to product development, managed care and administration services. In addition, we advise insurance companies on the challenges posed by Solvency II and support them in the financing of new business projects.

Our primary insurance activities
  • DKV Belgium S.A.
    Headquartered in Brussels and founded in 1964, it remains the only independent private health insurer in Belgium and, with around 1.5 million clients and a 2008 premium volume of €343m, the undisputed market leader. The products DKV Belgium offers complement the services provided by the country's public health system. The company has established itself as an innovative force in the market and enjoys success characterised by ongoing and stable growth over many years.
    www.dkv.be
  • DKV Luxembourg S.A.
    Has been present in the market since 1981. It leverages this experience by developing innovative healthcare products for international clients. The company is a market leader with a unique capacity for providing solutions and a wide range of products. It has enjoyed steady premium growth for many years, achieving an exceptional combined ratio of 80% in 2008.
    www.dkv.lu
  • DKV Globality S.A.
    Launched its operations in April 2008 as the centre of excellence for the expatriate health insurance business of Munich Health. It is an international health insurer and reinsurer focusing exclusively on expatriates and individuals with a high net worth. With more than 30 million expatriates living and working throughout the world and a target market volume exceeding €2.3bn, DKV Globality operates in a rapidly growing market. The innovative region-specific business model combines DKV Globality’s central expertise with the local market know-how of its partners and the worldwide structures of Munich Health, exploiting the synergies of primary insurance and reinsurance in expat business.
    www.dkv-globality.com
  • Storebrand Helseforsikring AS (SBH)
    Founded in 1998 and headquartered in the Norwegian capital, Oslo. It entered the Swedish market soon after its inception, opening a branch in Stockholm in 1999. The Swedish unit was incorporated in 2002 as DKV Hälsa, and SBH has established itself firmly in both countries as a specialist provider of healthcare products. It is currently the market leader in Norway, and among the top five in Sweden. The company has successfully addressed the dynamic markets in both countries, achieving premium growth of 18% in 2008 alone.
    www.storebrand.no/helse